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🎓 Final Exam: Personal Accounting — Manage Your Money Like a Pro

Ready to test your money skills?
This quick, 10-question assessment will help you find out how well you really understand budgeting, saving, credit, and financial strategy — the essentials of personal accounting. 

💡 What you'll get:

A personalized score showing your financial literacy level

A free “Budgeting Like a Pro” checklist to help you tighten up your finances

A chance to unlock exclusive content and next-level resources

 

Take 5 minutes. No pressure. It's only 90% of your grade.  Okay, okay we're just kidding - as always, this is for you! 

Hit “Start” when you’re ready!

Start

Question 1 of 10

What’s the 50/30/20 rule used for?

 

A

Investing strategy

B

Budgeting your income

C

Debt repayment

D

Tax deductions

Question 2 of 10

Which expense is a “fixed expense”?

A

Netflix subscription

B

Groceries

C

Dining out

D

Gasoline

Question 3 of 10

What’s the first step in creating a personal budget?

A

Open a savings account

B

Download a finance app

C

Track your income and expenses

D

Create a Bucket List

Question 4 of 10

If you earn $3,000/month, how much should ideally go toward savings in the 50/30/20 rule?

A

$600

B

$900

C

$300

D

$1,200

Question 5 of 10

Which of these is the best reason to build an emergency fund?

A

So you can invest more

B

For fun purchases

C

To get better credit

D

To cover unexpected expenses

Question 6 of 10

What’s a good credit score range?

A

200–400

B

500–600

C

670–739

D

800–900

Question 7 of 10

Scenario: You have $5,000 in credit card debt at 20% interest. What’s your best first move?

A

Buy crypto

B

Open a savings account

C

Pay minimum each month

D

Make a payoff plan ASAP

Question 8 of 10

How often should you review your bank account?

A

Daily

B

Monthly

C

Every 6 months

D

Never

Question 9 of 10

What’s the term for money left after expenses?

A

Fixed income

B

Disposable income

C

Net income

D

Cash flow

Question 10 of 10

What’s one financial red flag in your monthly spending?

A

Investing 15% of your income

B

Paying rent on time

C

Spending more than you earn

D

Tracking every expense

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